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Credit Consultant — India's Premier Credit Repair Firm
30+ Scheduled Commercial Banks & Premier NBFCs

Prime Loan Advisory & Comparative Rates

Pre-approved financing options structured for borrowers with optimized credit profiles. Secure the lowest interest spreads, zero hidden charges, and accelerated sanctions.

Home Loan Advisory — Low Interest Advisory by Credit Consultant Secured Loan

Home Loan Advisory

Turn your dream home into reality with lowest interest rates and flexible tenures.

Interest Rate: 8.40% – 9.50% p.a.
Max Limit: Up to ₹10 Crore
Max Tenure: Up to 30 Years
Min CIBIL Target: 720+ Preferred (650+ with our assistance)

Key Product Advantages

Zero processing fee through select partner banks
Pre-approved sanction before property finalization
Tax benefits up to ₹2 Lakh under Section 24 and ₹1.5 Lakh under 80C
Balance transfer facility with rate reduction up to 1.5%

Standard Underwriting Eligibility

  • Salaried: Minimum net monthly salary ₹25,000
  • Self-Employed: Minimum 2 years in business with ITR filings
  • Age: 21 to 65 years at loan maturity
  • Indian Resident or Non-Resident Indian (NRI)

Required Documentation

  • PAN Card, Aadhaar Card, Passport or Voter ID
  • Last 3 months salary slips or 2 years ITR with computation
  • Last 6 months bank account statements
  • Property agreement, title deed & chain documents
Calculate Monthly EMI
Business Loan & Working Capital — Low Interest Advisory by Credit Consultant Unsecured / Secured

Business Loan & Working Capital

Fuel your company growth with fast working capital and equipment financing.

Interest Rate: 11.5% – 16.0% p.a.
Max Limit: Up to ₹5 Crore collateral-free
Max Tenure: 12 to 84 Months
Min CIBIL Target: 680+ (CMR 1 to 5 for corporate entities)

Key Product Advantages

Collateral-free loans under CGTMSE government guarantee scheme
Disbursement within 48 to 72 hours for pre-cleared businesses
Flexible overdraft & line-of-credit facilities
Overcomes past defaults with customized credit rehabilitation

Standard Underwriting Eligibility

  • Minimum business vintage of 2 years with profitable operations
  • Annual GST turnover of ₹40 Lakhs or higher
  • Audited financial statements for loans above ₹50 Lakhs
  • Pristine CMR credit rank or rehabilitation trajectory

Required Documentation

  • Entity Registration / GST Certificate / Udyam MSME Certificate
  • Last 12 months GST returns & current bank account statements
  • 2 years audited ITR, Balance Sheet & Profit & Loss statements
  • KYC of all directors/partners and memorandum documents
Calculate Monthly EMI
Instant Personal Loan Advisory — Low Interest Advisory by Credit Consultant Unsecured Loan

Instant Personal Loan Advisory

Immediate liquidity for weddings, medical emergencies, education or debt consolidation.

Interest Rate: 10.25% – 14.50% p.a.
Max Limit: Up to ₹40 Lakhs
Max Tenure: 12 to 60 Months
Min CIBIL Target: 700+ (Special programs for 620–700)

Key Product Advantages

100% digital application with same-day loan disbursal
No collateral or guarantor required whatsoever
Consolidate multiple high-interest debts into one simple lower EMI
Transparent fee schedule with zero undisclosed deductions

Standard Underwriting Eligibility

  • Salaried employee with reputed corporate or PSU/Govt
  • Minimum net take-home pay of ₹20,000 per month
  • Age: 21 to 58 years
  • Stable address and job tenure of at least 6 months with current employer

Required Documentation

  • Aadhaar Card, PAN Card
  • Last 3 months salary slips with corporate email verification
  • Last 6 months salary bank account statement in PDF format
  • Current address proof (utility bill or rental agreement)
Calculate Monthly EMI
Car Loan & Vehicle Financing — Low Interest Advisory by Credit Consultant Secured Loan

Car Loan & Vehicle Financing

Drive home your dream car with maximum on-road financing and competitive interest rates.

Interest Rate: 8.65% – 10.50% p.a.
Max Limit: Up to 100% on-road funding
Max Tenure: Up to 84 Months (7 Years)
Min CIBIL Target: 680+ (Low score assistance available)

Key Product Advantages

Up to 100% on-road financing for selected car models
Pre-approved options with dealership delivery within 24 hours
Competitive options for both new cars and certified pre-owned vehicles
Low EMI schemes with step-up repayment structures

Standard Underwriting Eligibility

  • Salaried or Self-Employed with minimum annual income of ₹3 Lakh
  • Age: 21 to 65 years
  • Continuous employment/business history of at least 1 year

Required Documentation

  • KYC documents (PAN, Aadhaar/Passport)
  • Latest salary slips / Form 16 or 2 years ITR
  • Last 6 months bank statement showing regular income credits
  • Proforma invoice from authorized automobile dealership
Calculate Monthly EMI
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